RBL Insignia Preferred Banking World Credit Card Review

RBL Bank’s RBL insignia preferred banking global mastercard credit card is a high-end MasterCard credit card. This card was created with folks who desire luxury in their lives in mind. This rbl insignia credit card has a number of high-end features and rewards. You may easily earn a lot of reward points and cash back with this card. You will also have free access to the priority pass programme and complimentary golf games at most of India’s top golf courses.

The amazing rbl credit card features and advantages include a rewards programme, a lounge and golf facility, a hotel and dining offer, a fuel surcharge waiver, and so much more. This RBL insignia credit card provides you with the majority of premium features and perks at a moderate cost. Let’s get started.

RBL Bank Insignia Preferred Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly.
  • A good CIBIL Score (750 or more) is needed to get a higher credit limit on this RBL rbi insignia credit card.
  • It is an Invite-Only Credit card. 

You can apply for this card online at the RBl card online application portal, and you can check your rbl credit card application status at the rbl credit card application tracking page once your application has been filed successfully.

Documents Required To Apply For RBL Insignia Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

According to the new credit card laws, all new RBL bank cards are delivered in an inactive condition, and you must manually activate your new RBL card by obtaining a new credit card PIN. The Cashback beta FAQ page can assist you with the rbl bank credit card pin generating process.

RBL Insignia Card Fees:

  • RBl insignia card joining Fee: None. 
  • RBl insignia card annual Fee: None.

RBL Insignia Preferred Card Benefits:

Reward points on every transaction:

On every Rs. 100 purchase, you can get 5 rbl reward points with this card. On online transactions, this rbl bank insignia credit card also offers 10 reward points. You can spend your rbl bank credit card reward points to book a flight, recharge your phone, pay your bills, or purchase a product from the rbl credit card reward points redemption catalogue.

Free access to airport lounges:

RBL has added a free lounge access advantage to this credit card. Under the priority pass programme, you can obtain up to six complimentary visits to Priority Pass lounges. You’ll also have access to several of the domestic lounges for free.

Exclusive rbl credit card bookmyshow offer to make your evenings much special:

You can obtain some exceptional movie ticket offers with this rbl lifetime free credit card. This offer is only valid for tickets purchased through BookMyShow.

Attractive deals on hotel booking:

With this rbl insignia credit card , you can enjoy the Premium Hotel experience at most of the premium hotels. You can enjoy late check-out, Free WIFI, Room Up-gradation, Free Breakfast, and lots more. 

This rbl credit card offer is applicable at most of the premium hotels including – ‘Club Mahindra’, ‘Coconut Lagoon’, ‘Spice Village’, Brunton Boatyard’ etc.

Premium dining experience:

You can get exceptional offers on dining at most of the frontline restaurants with this RBL symbol credit card, such as ‘Sassy Spoon Mumbai,’ ‘Pizza Express,’ ‘House of Mandarin,’ and so on.

Free golf rounds to make your weekends joyful:

This rbl bank credit card provides complimentary access to some of India’s most prestigious golf facilities, as well as several free golf rounds and one golf instruction per statement cycle. Green costs can be reduced by up to 50% with this rbl bank credit card.

Complementary Accor Plus membership to offer you more benefits on travel:

You will receive a complimentary Accor Plus Membership if you spend Rs. 8 lakh in a year. It provides a 1-night free stay at hotels, a discount on hotel room rates, and a 50% discount on premium restaurants, among other benefits. From your rbl bank credit card online banking account, you may check the status of your earned rewards.

Get VIP access to some of the most premium events:

This card will gain access to the majority of the high-end events. The rbl bank credit card customer service team will also assist you in reserving your desired seat.

A dedicated relationship manager to take care of your needs:

You will receive your own personalised ‘Relationship Manager’ with this card. You can also receive assistance by dialling the rbl credit card customer service toll-free number.

Security of the advanced EMV chip:

A built-in EMV chip is included with this card. Your transactions will be more secure and convenient as a result of it.

Convenient rbl credit card online payment options:

To pay your credit card bill, you do not need to go to any RBL branch or ATM. Your monthly credit card bill can be paid using your rbl credit card net banking account or any credit card bill payment app.

A card that can be used anywhere in the world:

This RBL bajaj fin service credit card is accepted worldwide, and you can use it at any outlet or e-commerce site that accepts MasterCard credit cards.

Free golf rounds to make your weekends joyful:

This rbl bank credit card provides complimentary access to some of India’s most prestigious golf facilities, as well as several free golf rounds and one golf instruction per statement cycle. Green costs can be reduced by up to 50% with this rbl bank credit card.

Complementary Accor Plus membership to offer you more benefits on travel:

You will receive a complimentary Accor Plus Membership if you spend Rs. 8 lakh in a year. It provides a 1-night free stay at hotels, a discount on hotel room rates, and a 50% discount on premium restaurants, among other benefits. From your rbl bank credit card online banking account, you may check the status of your earned rewards.

Get VIP access to some of the most premium events:

This card will gain access to the majority of the high-end events. The rbl bank credit card customer service team will also assist you in reserving your desired seat.

A dedicated relationship manager to take care of your needs:

You will receive your own personalised ‘Relationship Manager’ with this card. You can also receive assistance by dialling the rbl credit card customer service toll-free number.

Security of the advanced EMV chip:

A built-in EMV chip is included with this card. Your transactions will be more secure and convenient as a result of it.

Convenient rbl credit card online payment options:

To pay your credit card bill, you do not need to go to any RBL branch or ATM. Your monthly credit card bill can be paid using your rbl credit card net banking account or any credit card bill payment app.

A card that can be used anywhere in the world:

This RBL bajaj fin service credit card is accepted worldwide, and you can use it at any outlet or e-commerce site that accepts MasterCard credit cards.

RBL Insignia Preferred Card Charges:

ParticularsPayable amount
RBL credit card cash withdrawal charges2.5% against the amount, min Rs. 500
Finance ChargeThe RBL credit card interest rate can go up to 3.99% monthly
Foreign currency transaction3.5% against the transaction amount
RBL bank credit card add-on card feeNone. 

Insignia Preferred RBL Credit Card Customer Care Contact Details:

  • Call the rbl credit card contact number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl credit card complaint email id: cardservices@rblbank.com 

Cashback beta Ratings: 

6.5/10

Final Opinion:

After analyzing the credit card it can be said that it is one of the super-premium credit cards from RBL. It offers reward benefits, lounge access, movie benefit, the benefit on hotel booking, Dining, golf benefit, Accor Plus membership, etc. So if you are looking for a premium credit card then you must go for this card. 

But since it is an Invite-only credit card, you cannot apply for this card unless you got the invitation from the bank. In that case, you can visit the Cashback beta top 10 credit card pages to find out the most suitable card for yourself. You can also take a look at the alternative card options given below. 

Alternative Cards: 

  1. ICICI Bank Ascent American Express Credit Card. (Best for reward points and lounge access benefits)
  2. IndusInd legend credit card (Best for lounge access and golf benefits)
  3. Kotak Mahindra league platinum credit card (Best for reward points and golf benefits)
  4. RBL IGU NHS Golf World Card. (Best for golf and lounge access benefits)

Leave a Reply

Your email address will not be published. Required fields are marked *