RBL Platinum Bonus SuperCard Review

Platinum Bonus from RBL RBL has partnered with another financial institution, Bajaj Finserv, to establish SuperCard, a co-branded credit card line. These cards are known as Supercards because of the fast loan feature, which can be extremely useful in an emergency.

One of them is the RBL Platinum Bonus SuperCard. This credit card from RBL Bank and Bajaj Finserv is designed to help you manage your regular costs. It offers reward points, an EMI facility, a milestone benefit system, and a slew of other useful features and incentives to make your everyday transactions more convenient. The yearly cost for this card, which is powered by MasterCard, is Rs. 999. The features of the rbl platinum supercard are explored further below.

Platinum Bonus RBL Bank Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly.  
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly.
  • A good CIBIL Score (750 or more) will help you to get a higher credit limit on this bajaj finance super card.

The online rbl bank credit card application portal is where you may apply for this card. Following the submission of your rbl credit card application form, you may check the status of your rbl super credit card application on the application tracking page.

Documents Required To Apply For Platinum Bonus Bajaj Finance RBL Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

All new rbl bank credit cards are delivered in an inactive state, as per the new credit card guidelines. To use the cards, you must first manually activate them by creating a new credit card PIN. The Cashback beta FAQ page can assist you with the RBL credit card pin generating process.

Platinum Bonus RBl Supercard Fees:

  • Platinum bonus rbl bajaj super card joining fee: Rs. 999 + GST
  • Platinum bonus rbl super card annual fee: Rs. 999 + GST

Platinum Bonus Bajaj Finserv RBL Bank Supercard Benefits:

A mindblowing gift to welcome you:

You will receive 6,000 reward points as a welcome benefit when you apply for the bajaj financing rbl Supercard. To qualify for the incentive, you must pay the joining fee on time and spend Rs. 2,000 within 30 days of receiving your rbl credit card.

Earn reward points from every transaction you make:

You will earn 1500 rbl credit rewards points if you make four purchases of Rs. 1000 with your Bajaj rbl platinum super card in a month. You will also receive 5000 reward points if you spend Rs. 1,00,000 in a year. You can use your rbl credit card reward points to book flights, recharge your phone, pay your bills, and so on.

They can also be used to purchase items from the rbl credit card rewards catalogue. From your rbl bank credit card net banking account, you can check the status of your earned rbl credit card rewards points.

An opportunity to make your card free for a lifetime:

You can obtain a 100% waiver on the next year’s rbl platinum credit card annual fee if you spend Rs. 1,00,000 with your card within a year.

Get an instant loan whenever you need it:

You can receive a credit card personal loan fairly instantaneously with this card, and you can pay it back with monthly EMIs. The minimum loan amount is Rs. 500, with a 2.5 percent processing fee.

Lifetime free rbl add on card for your loved ones:

You can tell your friends and family about the amazing features of your rbl platinum super card. Simply add your loved ones to your card (minimum age – 18+) and they will be able to use all of the features of a credit card.

A very useful rbl credit card balance transfer facility:

You can transfer the balances from your other credit cards to this bajaj finance rbl credit card to get a cheaper interest rate and more time to pay off your debts.

Split your high-value purchases into EMI with a lower interest rate:

You can convert payments of above Rs. 3000 into EMIs with this RBL Bajaj Platinum Super Card. For frequent consumers, this function is really useful. The RBL emi calculator for credit card loans can be used to calculate the applicable rbl credit card emi interest rate as well as the monthly instalments due.

Get complete control over your account using the rbl bank credit card app :

RBL gives you complete control over your account, allowing you to perform things like pay your rbl bank credit card bill, check your rbl bank credit card statement, track your activity, and pay your EMI payments using the MyCard app.

A card that you can use anywhere in the world:

This Bajaj finserv rbl super card is accepted worldwide; you can use it at any outlet or e-commerce site that accepts MasterCard credit cards.

Option to set your own monthly budget:

You can set a spending restriction for yourself with the help of the rbl my card app. It aids in the creation of a monthly budget.

Convenient bajaj super card payment options:

RBL provides its customers with a simple and quick way to pay their bills. Your rbl card payment can be made online through your net banking account or through any credit card payment app. If you don’t have access to the online rbl credit card bill payment alternatives, you can pay your rbl bank credit card bill with neft, a check, or a cash withdrawal from a nearby ATM.

Security of the advanced EMV chip:

A built-in EMV chip is included with this Platinum bonus bajaj finserv supercard. Your transactions will be more secure and convenient as a result of it. However, fraudulent transactions can occur at any time, so if you detect anything odd with your account, call the rbl bajaj credit card customer service number right once.

Platinum Bonus RBL Credit Card Charges:

Particulars Payable amount
Bajaj finserv rbl bank credit card cash withdrawal charges2.5% against the amount, min Rs. 500 (Check your RBL platinum credit card limit before making a withdrawal)
Bajaj finserv rbl bank super card finance charge3.99% monthly (Applicable even if the minimum payment of credit card bill is paid)
Bajaj finance rbl super card currency transaction3.5% against the transaction amount
RBL bajaj finserv super card add-on card feeNone

Bajaj Finance RBL Supercard Contact Details:

  • Call the rbl bajaj credit card customer care number: 022-7119-0900 (Super Card Customers) or 022-6232-7777
  • Write to the bajaj finance rbl credit card mail id: [email protected] 

Cashback beta Ratings:

6/10

Final Opinion:

Now the question is whether you should go for this card or not? But before going to the final answer let’s talk about the advantages and disadvantages first. This bajaj finserv rbl bank card is good at earning reward points, the instant loan facility, EMI payment option, balance transfer facility, all are extremely useful features. But they are not enough to justify the Rs. 999 annual fee and this can be a dealbreaker. 

Therefore, I would not recommend this card. Instead, you can visit the Cashback beta top 10 credit card page. You can also take a look at the alternative card opinions given below.

Alternative Cards: 

  1. ICICI Bank Platinum Identity Credit Card (Best for offering reward points)
  2. RBL platinum delight credit card (Best for reward points and fuel surcharge waiver)
  3. RBL Platinum TravelEasy SuperCard (Best for cashback and instant loan facility)
  4. SBI Dena Secured Credit Card (Best for offering credit convenience)