RBL CA Super Credit Card Review

In the RBL super card lineup, the RBL CA Super card is a one-of-a-kind credit card. This is a credit card created specifically for chartered accountants. It provides some unique lifestyle perks, such as free movie tickets or meal discounts, to help you de-stress while also increasing your productivity. This RBL super card also comes with a number of appealing features, including an instant lending option, a savings on gasoline surcharges, and liability coverage for misplaced cards. Let’s take a closer look at the rbl super card’s advantages.

Bajaj Finserv CA RBL Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • Good CIBIL Score (750 or more).
  • This card is specially designed for the CA. 

Once your RBL bank credit card application has been filed successfully, you may use your application number to track the status of your application on the RBL credit card application tracking portal.

Documents Required To Apply For RBL Bajaj Finserv Credit Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

All new rbl bank credit cards are delivered in an inactive state, as per the current RBI requirements. To begin using the card, you must first manually activate it by creating a new credit card PIN. The Cashback beta faq page can assist you with the rbl credit card activation process.

Bajaj Finserv CA RBL Credit Card Benefits:

  • Reward points on every transaction:

For every Rs. 100 spend with this card, you will receive 1 reward point. For the same online transaction, you will receive 2X rbl reward points. You can use your rbl rewards for mobile recharge, travel booking, bill payment, or to purchase a product from the rbl rewards points catalogue by converting them to cash.

Free access to the airport lounge:

This RBL ca credit card offers 4 free accesses to most of the premium lounges in India. You will get a maximum of 1 free access per quarter.

Free movie tickets to make your evenings more delightful:

If you book a movie ticket from BookMyShow you will get another movie ticket (up to Rs. 200) completely free. This rbl credit card offer is applicable only on BookMyShow. You can get this offer once in an rbl bank credit card statement cycle.  

Premium dining experience:

This rbl credit card offers 10 reward points for every Rs. 100 spent on dining. That means your evenings will be more delightful than ever.

Freedom from fuel surcharge:

This RBL ca card entitles you to a Rs. 100 gasoline fee waiver, which is valid at most fuel stations across India. Per rbl credit card statement cycle, you can get a maximum waiver of Rs. 100.

Lost card liability coverage:

This RBL Bajaj Finserv card carries no liability in the event of a lost card. It protects you from fraud or unauthorised transactions that occur before you report a loss. You can also use your rbl credit card online banking account to temporarily block your rbl bank account.

Earn extra benefits from milestone spending:

If you spend Rs. 4 lakh on your card in a year, you will receive a Rs. 1000 gift certificate; after that, you will receive Rs. 1000 gift vouchers for every Rs. 1,00,000 spent. You can get a total waiver on your next year’s rbl credit card annual fee if you spend Rs. 1,00,000 with your card in a year.

Lifetime free add-on cards for your loved ones:

You can give rbl credit card lifetime free add-on cards to your loved ones so that they can enjoy financial freedom as well as the benefits of possessing a credit card.

A very useful rbl balance transfer facility:

You can transfer the balances of your previous cards to this card to achieve a cheaper interest rate by using the rbl credit card balance transfer option.

Get an instant loan against your credit limit:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – Rs.  500, Processing fee 2.5%.

Customizable spend limit to help you to set a budget:

With the help of the rbl my card app, you can set a spending limit for yourself. It helps to set a monthly budget.  

Split high-value transactions into easy EMI:

You can convert your payments (above Rs. 3000) into EMIs with this card. For frequent consumers, this function is really useful. The rbl credit card emi calculator may be used to compute the applicable rbl credit card emi interest rate as well as the monthly instalments.

Get complete control using the Rbl mycard app:

RBL allows you complete control over your account; you can pay your bills, view your rbl bank statement, track your activity, make your instalments, and more using the RBL mobile app or your rbl credit card net banking account.

A card that is accepted anywhere in the world:

Convenient rbl credit card payment options:

Security of the advanced EMV chip:

A built-in EMV chip is included with this RBL bajaj finserv super card. Your transactions will be more secure and convenient as a result of it.

Bajaj Finserv RBL Credit Card Charges:

ParticularsPayable amount 
Rbl credit card cash withdrawal charges2.5% against the amount, Min Rs. 500 (Check your available rbl credit card limit before making a withdrawal)
Finance ChargeThe rbl bank credit card interest rate can go up to 3.99% monthly (Applicable if the outstanding dues are not cleared within the RBL credit card payment due date )
Rbl bajaj credit card currency conversion charge3.5% against the transaction amount
Rbl add on card feeNone. 

RBL Bank Supercard Customer Care Contact Details:

  • Call the rbi customer care number: 022-7119-0900 (Super Card Customers) or 022-6232-7777
  • Write to the rbl credit card complaint mail id: [email protected] 

Cashback beta Ratings:

6/10

Final Opinion:

If you are a CA and if you want a credit card that can match your profession, then this bajaj rbl super card can be a good option for you. You will get 1 rbl credit card reward point for each Rs. 100 transactions, 4 free lounge accesses per year, movie benefit, dining benefit, fuel surcharge waiver, zero liability against the lost card, and an opportunity to earn some bonus reward points. So with an annual fee of Rs. 999, it is a good credit card to have in your wallet.

But if you are not a CA, and looking for a more premium credit card, then feel free to visit our top 10 credit card pages, you can also take a look at the alternative card options given below.

Alternative Cards: 

  1. HDFC regalia first credit card (Best for cashback and lounge access benefits)
  2. ICICI bank emeralde credit card (Best for lounge access and dining benefits)
  3. Indusind Bank Duo card (Best for lounge access and fuel surcharge waiver)
  4. Kotak Mahindra NRI Royale Signature Credit Card (Best for lounge access and fuel surcharge waiver)