The RBL Bank ETMONEY LoanPass Credit Card is a new credit card from RBL Bank. Customers can use two facilities at the same time. It functions as both a credit card and a personal loan, providing you with immediate cash. It also has a number of perks, including a welcome bonus, a rewards programme, an annual fee waiver, dining benefits, rbl bank balance transfer, and more.
RBL Bank Paisa On Demand Credit Card Review
RBL Bank ETMONEY LoanPass
RBL Bank ETMONEY LoanPass enables you to get money whenever you need it with 24*7 access to money on mobile.
Your RBL Bank ETMONEY LoanPass brings the power of 2 products into 1:
- Instant money transfer to your bank account through ETMONEY app – Login to your ETMONEY app to begin the journey
- Rewards packed Credit Card for all your spends – Your Card is enclosed and ready to use
RBL Bank ETMONEY LoanPass Credit Card Highlights
- 24*7 access to money on mobile:
Transfer money instantly into your bank account, whenever you need it.
- Pay back in easy instalments:
You can transfer loan anytime and payback with the convenience of EMI options. You can also easily convert your Card spends into EMIs from the ETMONEY app.
- Benefits packed Credit Card:
- Flexible repayment:
- No usage No interest:
RBL Bank ETMONEY LoanPass Credit Card Features
- Reward Program:
Earn 1 Reward point on every Rs. 100 you spend.
Earn 2X Rewards on all your spends on weekends (Saturday & Sunday). You can redeem all your reward points at www.rblrewards.com.
- Monthly Benefit:
Earn 20% cashback* on all your spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback is Rs. 250.
You can view your accumulated cashback on the ETMONEY app at the end of your billing cycle. Cashback can be redeemed from the ETMONEY app. You need to redeem your cashback within 90 days of accrual, before it gets expired.
*Effective July 15, 2021, you will be eligible for 10% cashback on spends at Amazon, Grofers, Uber and Zomato. Maximum monthly cashback will remains Rs. 250.
Cashback will be directly credited in your Card account within 30 days of such transactions being made.
- Movie Benefit:
Get 1+1 free movie ticket (Up to Rs. 200/-) on BookMyShow once a month for Weekend shows.
- Spends linked Benefits:
Annual Fee for the next year is reversed on spends of 1st Rs. 1 lac in a year.
Get additional 1000 Bonus Points on spends of next Rs. 1 lac (post annual fee reversal) up to 10 times a year.
- Fuel Surcharge waiver:
Waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000.
RBL Bank ETMONEY LoanPass Credit Card Fee
RBL Bank ETMONEY LoanPass comes with no fee for the first year. 2nd year onwards: Annual Fee of Rs. 499/- + GST.
Earn your fee back
Annual Fee 2nd year onwards is waived off if spends are more than Rs. 1 lac in the previous year.
RBL Bank ETMONEY LoanPass Credit Card Eligibility Criteria:
- Resident Type: Indian.
- This card is only available for salaried persons.
- Age: 23 to 60 yrs.
- Income: Rs. 25,000 per month. (Min)
- Good CIBIL score (750 or more).
- A good relationship with the bank will help you get this card much easier.
You can apply for rbl bank credit card from the rbl online credit card application portal or by visiting your nearby RBL branch. Once your application is submitted successfully, you can track the status of your application from the rbl bank credit card application tracking page.
Required Documents To Apply For RBL Bank ETMONEY LoanPass Credit Card:
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of the last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Salaried Person (any 1)
RBL Bank ETMONEY LoanPass Credit Card Fees:
- RBL bank ETMONEY loanpass credit card joining Fee: None.
- RBL bank ETMONEY loanpass credit card annual fee: Rs. 499 + GST (can be waived off if Rs. 1,00,000 is spent within a year)
RBL Bank ETMONEY LoanPass Credit Card Benefits:
- Attractive cashback offers:
With this card, you can earn up to 20% Cash-Back on your online spending. This offer is applicable only at Grofers, Amazon, Uber, Zomato. You can earn a maximum of Rs. 250 cash-back in an rbl credit card billing cycle.
- RBL Bank ETMONEY LoanPass Credit Card reward points scheme:
You can earn reward points for all your purchases. This card offers 2X reward points on your every spends made on weekends. You will also get 1 point for each Rs. 100 transaction on other days. You can redeem rbl credit card points into cash or use them to get a product from the rbl bank points redemption catalog.
- Milestone reward:
RBL Bank ETMONEY LoanPass credit card offers you to earn some bonus reward points too. If you can spend Rs. 1,00,000 you will get 1000 reward points, you can avail of this offer 10 times a year. You can check rbl credit card status from your monthly statements. You can check the rbl credit card statement online from the RBL card app. 1 rbl credit card reward points value in rupees is equal to Rs. 0.25.
- Benefits on online food orders:
If you order Pizza online you will get an instant cashback of 10% on your bills. This offer is applicable on Wednesdays and online bookings made at Pizza Hut and Dominos. You can get up to a 5% discount on your groceries and food bills on Wednesdays. You can earn a maximum of 1000 reward points.
- Fuel surcharge waiver:
With your et money credit card, you will get Rs. 100 waivers on fuel surcharges monthly. The applicable transaction amount is Rs. 500 min, and Rs. 4000 max. This offer is applicable at most of the fuel stations in India.
- Opportunity to make your card lifetime free:
You can get a 100% waiver on your annual fees, just spent Rs. 1,00,000 within a year and the next year’s annual fee is waived off. So if you want to turn your card into a rbl lifetime free credit card then you just have to keep spending Rs. 1,00,000 per year.
- Get instant money whenever you need it:
With your RBL etmoney loan pass Credit card, you have the power to transfer money from credit card to your bank account. The maximum amount you can transfer is the total credit limit of your et money credit line.
You will have to pay interest only for the amount you have transferred, and you can make the rbl credit card loan payment in monthly installments. You can also calculate the applicable rbl credit card emi interest rate using the rbl credit card EMI calculator.
- Entertainment benefits on RBL Bank ETMONEY LoanPass Credit Card:
With this rbl cradit card , you will get 1 movie ticket completely free with the purchase of another. This offer is applicable on Wednesdays and the tickets booked through BookMyShow, maximum ticket value of Rs. 200.
- Smart control:
With the help of the et money app , you can control your account more conveniently. This app enables you to transfer money, view your pending bills, track all the spending made with this card, and lots more.
- Convenient options to pay RBL Bank ETMONEY LoanPass Credit Card Bill:
You can make your rbl card payment online from your net banking account, or by using any credit card payment app. If you don’t have access to the online rbl credit card payment options then you can pay your credit card bill via NEFT, Cheque, or from your nearby ATM. You can find the rbl credit card ifsc code here.
- EMV chip security:
RBL Bank ETMONEY LoanPass credit card comes with the advanced EMV chip. This chip is designed to make your transaction more safe and secure. Also if you notice something suspicious with your credit card account, you can immediately block your rbl credit card number by calling the rbl credit card toll-free number given below.
- Worldwide acceptance:
This card is accepted anywhere in the world. You can use this card to make rbl card payments at most foreign and domestic outlets. This card can also be used to make payments at any foreign e-commerce site, but in the case of international transactions, you have to pay a currency conversion charge.
RBL Bank ETMONEY LoanPass Credit Card Charges:
|Cash Withdrawal Charge||If you withdraw cash from your credit card you will be charged at a rate of 2.5% against the withdrawn amount.|
|Finance Charge||The rbl credit card interest rate is 3.99% monthly.|
|International credit card transaction charge||3.50% against the transaction amount.|
|Add-on card fee||Free for a lifetime.|
RBL Credit Card Customer Service Contact Details:
- Call the rbl credit card new customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
- Write to the rbl credit card complaint mail id: [email protected]
RBL Bank ETMONEY LoanPass Credit Card is an RBL Bank of India co-branded credit card. This card was created to provide clients with the benefits of both a personal loan and a conventional credit card. This card also comes with a number of unique features, like Cash-Back, Reward, Milestone, and Benefits on Online Food Orders, among others. If you are eligible, you should apply for this card since it can save you a lot of money each year and provide you with financial assistance in an emergency.
However, there are no lounge access or golf advantages with this card. So, if you want to compare other similar card possibilities, check out the alternative card options listed below.