RBL Cookies Credit Card Review

RBL Bank is one of the Indian credit card issuers with a diverse credit card portfolio that includes practically every type of credit card. One of them is the rbl cookies credit card. This card is intended for customers who desire a backup card or a low-cost card for everyday use.

It comes with a number of beneficial features, such as reward points for every transaction, discounts on travel-related charges, and additional incentives for reaching certain spending milestones. The yearly cost for this card, which is powered by MasterCard, is Rs. 500. The advantages of the rbl bank credit card are explained further below.

RBL Bank Credit Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • A good CIBIL Score (750 or more) is required to get a higher credit limit on this card.

Documents Required To Apply For RBL Cookies Credit Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

RBL Cookies Credit Card Fee:

  • Rbl credit card joining fee: Rs. 500 + GST
  • Rbl credit card annual fee: Rs. 500 + GST

Benefits Of RBL Credit Card:

  • A huge gift to welcome gift:

You will receive a Rs. 500 Amazon gift certificate when the card is issued. To take advantage of this offer, simply pay your first-year membership fee on time and complete a transaction with your card within 30 days after card activation. You will also receive 2500 rbl reward points.

Earn rewards from every transaction:

For every Rs. 100 spent offline, this rbl bank credit card offers 1 reward point (except on fuel). On online transactions, you will receive 2 reward points.

You can spend your rbl bank credit card reward points to recharge your phone, book a flight, pay your bills, or purchase something from the rbl credit card points redemption catalogue.

Exclusive deals on movies:

If you spend Rs. 10,000 on your card in a year, you will receive 10% cash back on movie tickets ordered through BookMyShow up to ten times each year for the following year.

Attractive deals on travel:

If you can spend Rs. 75,000 with your card within a year, then you will get a 10% discount on Uber cab booking 10 times.  

Earn cash backs from online food orders:

This rbl bank credit card gives you 10% cash back on Zomato online meal orders 10 times a year. Simply spend Rs. 75,000 on your RBL credit card within a year to qualify for this incentive.

Get freedom from fuel surcharges:

Monthly fuel costs can be waived for up to Rs. 150. This rbl credit card offer is valid on transactions ranging from Rs. 500 to Rs. 4000 and can be used at any gasoline station in India.

Extra benefits on milestone spending:

You can earn 1,440 rbl card reward points if you spend Rs. 12,000 in a month. You can also earn up to 4,320 reward points if you spend Rs. 18,000 online in a month.

Get rbl credit card life time free add-on cards for your loved ones:

You can tell your friends and family about your fantastic rbl bank credit card features. Simply add your loved ones (min age – 18+) to your card and they will be able to use the credit card’s features without having to pay for them.

Security of advanced EMV chip:

The sophisticated EMV Chip ensures the security of this rbl credit card. The EMV chips hold your credit card information using an extremely high encryption technology, making it nearly impossible to clone your card.

Easy application process:

You can apply for this card through the RBL bank online application portal, and you can check the status of your application through the RBL credit card status tracking portal once it has been filed successfully.

All new rbl bank credit cards are delivered in an inactive state, as per the new credit card guidelines. To use this card, you must first manually activate it by creating a new credit card PIN. The Cashback beta faq page can assist you with the rbl credit card pin generating process.

Convenient rbl online credit card payment option:

This rbl credit card provides clients with a highly easy payment alternative. Your RBL credit card bill can be paid online through your RBL credit card net banking account or with any credit card payment app. If you don’t have access to the ratnakar bank credit card payment options listed above, you can pay your credit card bill using NEFT, check, or an ATM near you.

A card that you can use anywhere in the world:

This rbl cookies credit card is accepted worldwide; you can use it at any retailer or e-commerce site that accepts MasterCard credit cards.

RBL Credit Card Charges:

ParticularsPayable amount
RBL bank credit card cash withdrawal charges2.5% minimum Rs. 500, applicable once per withdrawal (Check your available rbl credit card limit before making a withdrawal)
Finance ChargeThe rbl bank credit card interest rate can go up to 3.99% monthly
Foreign currency transaction3.5% against the transaction amount
Add-on card feeNone

RBL Credit Card Customer Care Contact Details:

  • Call the RBL credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl bank credit card email id: [email protected] 

Cashback beta Ratings:

6/10

Final Opinion:

If you are looking for a low-cost credit card for your everyday needs, then this card will be a very good option for you. This card offers reward points on everyday transactions, extra benefits on Uber cab rides, discounts on online food orders, and also some extra rewards for reaching a certain milestone point. 

But if you want a credit card for benefits from a specific spend category like travel or entertainment, then feel free to visit our top 10 credit card pages. And if you want to compare some similar card options then take a look at the alternative card options given below. You can also take a look at the ICICI amazon credit card review, it is an awesome credit card with lots of attractive features and benefits.

Alternative Cards: 

  1. Citi premiermiles credit card (Best for travel and shopping-related benefits)
  2. ICICI bank titanium credit card (Best for dining and fuel surcharge waiver)
  3. ICICI Bank British Airways Classic Credit Card (Best for travel and dining benefits)
  4. Irctc sbi platinum credit card (Best for rewards and travel benefits)