RBL Corporate Purchase Credit Card Review

RBL Bank of India offers a corporate credit card called the RBL Corporate Purchase Card. It’s a MasterCard credit card with an EMV chip incorporated in. This RBL corporate credit card is designed to make payment easier for you so you can focus on running your business. Other RBL credit card features and benefits include E-Statements, Emergency card replacement, Lost card liability, Personal Relationship Manager, Interest-free period, Personalization option, EMV Chip security, Worldwide Acceptance, and so on. The advantages of the rbl bank credit card are explained further below.

RBL Corporate Purchase Credit Card Eligibility Criteria:

** The bank has not cleared the eligibility criteria for this rbl corporate card, but with our experience, we can say that it should be like this**

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ITR > 3.5 lakhs
  • Good CIBIL Score (750 or more).

The rbl credit card online application portal is where you may apply for this card. After you’ve successfully submitted your rbl credit card application form, you can check the status of your application on the application tracking page.

RBL Corporate Purchase Credit Card Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

All new rbl bank credit cards are delivered in an inactive condition as per the new RBI regulation for Indian credit card issuers, however you may easily activate them by obtaining a new credit card PIN. The Cashback beta faq page can assist you with the rbl credit card pin generating process.

RBL Corporate Card Fee:

  • RBL corporate card joining fee: None. 
  • RBL corporate card annual fee: None. 

Corporate Purchase RBL Credit Card Benefits:

An advanced MIS facility to manage your business:

The MIS (Management Information System) feature is available with this rbl credit card. They will send you reports on a regular basis. This card also includes a 50-day interest-free period.

Smart E-Statement:

You will receive your rbl bank statement in your registered E-mail at the end of each rbl credit card billing cycle. This function is more intelligent and practical than a traditional postal system. Your statement can also be viewed using your rbl corporate net banking account.

A dedicated relationship manager to take care of your problems:

This RBL corporate card offers you a dedicated relationship manager, you can get help from them to quicken the credit card settlement process. 

Option to personalize your card:

You can personalize the fourth line of your RBL corporate credit card. you can emboss it with your company’s name.

Security of the advanced EMV chip:

A built-in EMV chip is included with this Corporate purchase rbl credit card. It makes credit card transactions more secure and convenient.

Lost card liability coverage:

A lost card liability coverage of up to Rs. 2 lakh is available with this rbl bank credit card. You must disclose the loss as soon as you become aware of it in order to receive the full benefit of the coverage. By phoning the rbl bank credit card helpline number listed below, you can notify the bank about the missing card. You can also block your card temporarily using your rbl internet banking account. To access the rbl credit card online login portal, click here.

Convenient rbl card online payment options:

You no longer have to waste time paying your credit card bill in person. It takes only a few minutes to do so using your rbl bank card’s online banking account or the rbl credit card app.

Anywhere acceptance:

This card is accepted worldwide, and you can use it at any store or e-commerce site that accepts MasterCard credit cards.

 RBL Corporate Purchase Card Charges:

Particulars Payable amount
RBL credit card cash withdrawal chargesNone (Check your available RBL bank credit card limit before making a withdrawal)
RBL corporate card finance chargeThe RBL credit card interest rate can go up to 3.4% monthly
RBL bank credit card currency conversion charge 3.5% against the transaction amount
RBL add on card feeNone.

RBL Corporate Purchase Credit Card Customer Care Contact Details:

  • Call the rbl credit card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the rbl credit card complaint mail id: [email protected] 

Cashback beta Ratings:

6.5/10

Final Opinion:

If you run a small company or business, and you need a credit card to run it smoothly, then you can go for this card. You will get lost card liability coverage, MIs Facility, E-Statements, personal relationship manager, personalization option, etc. So if you are looking for a low-cost corporate credit card then you can go for it. The unique rbl credit card features will help you to run your business smoothly. 

But If you need a premium corporate credit card for your company then I would not recommend this card, instead, you can visit our top 10 corporate credit cards page. You can also take a look at the alternative card options given below.

Alternative Cards: 

  1. American Express Corporate platinum credit card (Best for lounge access)
  2. IndusInd Bank Business Gold Credit Card (Best for offering reward points)
  3. Kotak Mahindra Corporate Wealth Signature Credit Card (Best for lounge access and business management tools)
  4. YES Prosperity Rewards Plus Credit Card (Best for reward points and milestone benefit scheme)