Dhani One Freedom Card Review | Dhani Credit Card Review

Dhani Credit Card is an app-based, instant online credit card that offers exceptional Dhani credit line benefits such as cash back on every purchase, anytime doctor consultation, prescription discounts, rapid approval, and more. The exclusive health advantages of this Dhani Bank credit card provide you free access to doctors 24 hours a day, seven days a week. It also provides a very large affluent credit line with no interest, boosting your purchasing power. Below are some details about affluent credit cards.

Check the genuine Slice Credit Card Review.

Dhani Credit Card Apply Process

  • First, download the Dhani App at this Link.
  • Enter your mobile number and verify it with OTP.
  • Now, set a 4-digit pin
  • Next Step: Enter your real PAN card number
  • You will now be redirected to homepage
  • Scroll down the page and look for the Dhani One Liberty Credit Card. Tap on it.
  • To see the benefits of this card, tap on Continue and go ahead.
  • Now enter your details like date of birth, PAN card number and tap on continue.
  • Congratulations! Congratulations! Click on Continue.
  • Now you need to do your Aadhar KYC. To do this, you will need an Aadhar Lined mobile number. This number is required for 24 hours.
  • This article will show you how to do KYC using the first option. Following the below steps is for those who have an Aadhar-lined mobile number.
  • Enter your Aadhar number, fill the Captcha and tap on Generate OTP.
  • Enter the OTP which is received Aadhar Linked mobile number, enter your date of year in the Share Code box and tap on Validate OTP.
  • Now verify your details, enter your email ID and go ahead.

Great its Done!

  • For the Tap on Avail Now, you will need to activate your card.
  • Enter your Bank Account Number and IFSC Code, then click on Validate Your Identity.
  • Now your card is ready to use. Simply tap on Activate Card now.
  • You will need to pay Rs299 in order to use this card. You will receive Rs299 cashback which is 100% usable
  • Once you have successfully paid, you can use One Freedom Credit card. Tap on Cards to access Virtual Credit Cards. There you will find your card details.
Dhani One Freedom Card Review

Dhani credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:Dhani credit card age limit : Min 20 yrs.  
  • Income: A good steady income is required. 
  • For self-employed person:Age: Min 20 yrs. 
  • Income: A good steady Income is required.
  • Good CIBIL score (750 or more).
  • If you already have a credit card, it will be easier for you to get the card. 

Required Documents for Dhani one freedom credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photograph is also needed to apply for dhani credit card .
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip. (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return. 
      • Proof of business
      • Recent audited financial report.

** The list of documents provided is informative; you may be asked for additional documents when applying for a Dhani credit card.

Dhani credit card fees :

  • Joining Fee: Rs. 500 + GST
  • dhani credit card monthly charges Rs. 200 + GST

Dhani credit card benefits :

  • Dhani Credit Card Cashback Benefits:

With your Dhani Pay credit card, you will get 5% off on all categories including fuel, groceries, bill payments, and more.

Also, you will get 20% off on your Dhani Card monthly subscription fee and up to 10% cash-back on your monthly Dhani Credit Card repayments.

  • Dhani pay credit card benefits on medicines:

This dhani credit card offer up to 40% discount on medicines, also they offer guaranteed 1-hour medicine delivery. 

  • Unlimited doctors visit:

You will have limitless doctor consultations with your Dhani Rupay Platinum card at any time and for any type of health concern. Your initial consultation will be provided at no cost to you.

  • Dhani rupay credit card EMI facility:

You can turn your complete monthly expenditure into an interest-free EMI for three months using your Dhani instant credit line. The amount of your monthly dhani credit line emi payment will be debited automatically from your associated bank account. Before enrolling for an EMI, double-check your dhani card credit limit.

  • Instant approval: 

If you meet the Dhani Credit Card eligibility requirements, your Dhani Freedom Credit Card will be activated within minutes, and you will receive a virtual copy of the card on your Dhani Credit Card app. And you will receive the physical copy within few days.

The credit limit of this Dhani credit card is also Rs. 1 lakh, however your credit limit will be determined by your eligibility. At the time of approval, you will be informed about your Dhani Credit Card limit.

  • App control:

You can monitor all your Dhani Credit Card activities in detail using the Dhani Credit Card App. You may cancel your subscription at any time at no additional charge. If you have any questions you can contact Dhani Credit Card Service at the number shown below.

Dhani App Credit Card

The Dhani One Freedom Card is an app-based credit card or Cardless credit facility that offers unmatched benefits. This card offers many interesting benefits, including cash-back on all purchases, instant approval, instant doctor’s consultation, discounted medicine, and much more.

Dhani credit card charges 

  • Dhani credit card interest rate : 0% (for a certain period)

Dhani credit card customer care number:

Dhani credit card toll free number : 022-67737800

Dhani credit card mail id : support@dhani.com 

100xGain Ratings:

Rating: 3 out of 5.

Final Thoughts:

This Dhani One credit card is ideal for those looking to earn cash rewards. Back from their purchases, it also offers 5% off on all purchases, 40% off online prescription orders, any time doctor’s consultation, instant withdrawal, EMI facility and much more.

However, there are some wealthy credit card membership fees of Rs. 200, so I would not recommend this instant virtual credit card unless you are paying a maximum of Rs. 2,000 to Rs. 2,500 every month with this. To make a huge amount of money with this Dhani Pay credit card, you have to spend a significant amount on a monthly basis.

In this instance, I propose that you look at the alternative card possibilities listed below.

Other Cards:

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