Indusind Bank Signature Legend Credit Card Review

The Indusind Bank Legend credit card is one of the bank’s most prestigious credit cards. It comes with a slew of great perks, including free access to domestic and international lounges, free golf rounds, insurance coverage, and a slew of other travel and lifestyle perks.

The majority of high-end credit cards carry a hefty annual fee, but this card is an exception; there is no annual cost. It is Visa-powered, with a monthly interest rate of 3.83 percent. More information on the Industrial Bank credit card may be seen below.

IndusInd Bank Credit Card Eligibility Criteria:

  • Resident Type: Indian
  • For salaried person:
    • Age: The age of the applicant should be between 21 to 60 years. 
    • Income: The annual income tax return should be greater than Rs. 40,00,000.
  • For self-employed person:
    • Age: The age of the applicant should be between 21 to 65 years. 
    • Income: The annual income tax return should be greater than Rs. 40,00,000. 
  • A long relationship with the bank will help you to get this indusind bank legend credit card . 
  • An excellent credit score (780+) is needed to apply for this indusind bank credit card .

From the Indusind Bank Signature Legend Credit Card online application page, you can apply for an indusind bank credit card. The 100xGain FAQ page has more information on the indusind bank credit card application process.

Once your application has been filed successfully, you can check the progress of the indusind bank credit card approval process by calling the active customer care number, which is available 24 hours a day, seven days a week.

Required Documents:

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

According to new credit card laws, all new credit cards are delivered in an inactive condition, and you must manually activate it by establishing a new indusind bank credit card pin before you may use it. If you’re looking for a way to generate anIndusind Bank Signature Legend Credit Card pin, you’ve come to the right place. then do take a look at our Frequently Asked Questions page.

IndusInd Bank Credit Card Fees:

  • IndusInd bank credit card joining fees : Rs. 9999 + GST
  • IndusInd bank credit card annual charges : Rs. 9999 + GST

IndusInd Bank Credit Card Benefits:

  • Bundles of welcome benefit:

You’ll be greeted with a number of gift certificates from high-end businesses like Montblanc, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder, and others when you activate the card. Call the indusind credit card customer service number to request your gift voucher.

Attractive rewards:

You will earn reward points from shopping, bill payment, movie ticket booking, etc. The indusind bank credit card reward points scheme is discussed below. 

Category of spending.Total rewards.
Spends made from Monday – Friday1 Reward point. 
Spends made from Saturday – Sunday2 Reward points. 

The procedure of changing indusind reward points into air miles is extremely straightforward. You can use those points to book a flight or a hotel by converting them into air miles. You may also cash them in or use them to purchase something from the indusInd bank credit card rewards catalogue.

Attractive indusind bank credit card movie offers:

If you use this card to purchase a movie ticket, you will receive a free second one. If you choose the Food and Beverage option, you can save an additional Rs. 50. In an indusind bank aura credit card billing cycle, you can get up to three movie tickets.

Free domestic and international lounge access:

You will have free access to domestic and international Priority Pass lounges as part of your Priority Pass membership. You will also receive a special waiver on lounge access frees as part of the Travel Plus programme. You can also enjoy up to two free visits to most domestic MasterCard lounges if you have a MasterCard.

If you can’t use your indusind bank lifetime free credit card for foreign transactions, your card’s international transaction capability is disabled. Using your indusind credit card net banking account, you can enable the feature. Take a look at the 100xGain FAQ page if you want to learn how to activate your Indusind Bank credit card for foreign transactions.

Free golf access:

This Indusind Bank Signature Legend Credit Card Lifetime Card grants you free admission to the majority of India’s top golf courses. You’ll also get benefits like free golf instruction and hole-in-one insurance, among other things.

This indusind bank credit card offer is valid at a limited number of golf courses in cities such as Ahmedabad, Bengaluru, Chennai, Delhi, and Hyderabad. The Indusind bank golf portal allows you to schedule your free golf lessons.

Fuel surcharge waiver:

If you buy petrol with this Indusind bank signature legend credit card, you can save up to Rs. 2,400 every year. The fuel surcharge waiver offer is accessible at the majority of Indian gas stations.

Milestone benefit:

You will receive 4,000 bonus indusind rewards points if you spend Rs. 6,00,000 within a year of activating your indusind bank credit card.

The indusind bank credit card online statement, which you may obtain through the indusind bank credit card app, will show you your total earned perks.

Insurance coverage protection:

With this card, you will get complimentary travel and life insurance coverage. The details are given below. 

ParticularsAssured coverage amount.
Air accidental death coverage. Rs. 25 lakh. 
Loss of baggage. Rs. 1,00,000
Delay of baggage. Rs. 25,000
Missing passport. Rs. 50,000
Loss o travel documents. Rs. 25,000
Missed connection. Rs. 25,000

Also read: Kerala Lottery Result Today 

A multilingual concierge service:

With this card, Indusind Ban provides you with active concierge assistance 24 hours a day, seven days a week. The concierge service team can assist you with flight/hotel bookings, golf bookings, and gift delivery, among other things.

Lost card liability coverage:

This credit card from Indusind Bank has liability coverage for lost cards. It reduces your liability in the event that your card is lost or stolen. You must notify the missing card to the Indusind bank credit card department within 48 hours to receive the advantages of the coverage.

You can also disable your indusind signature legend credit card account temporarily by logging into your net-banking account or phoning the indusind bank credit card customer service number.

Auto-assistance service:

This indusind bank credit card offers a complementary auto-assistance service to make your road trips worry-free. You will get services like emergency fuel delivery, roadside car repair, flat tire service, etc. You can ask for assistance by calling the toll-free number – 1860-0267-7777.

Convenient indusind bank credit card bill payment options:

Your indusind bank credit card payment can be made using your net banking account or any credit card payment app. If you don’t have access to the online indusind bank credit card payment methods, you can pay your credit card bill by check, NEFT, or visiting a branch near you. The ifsc code for an indusind bank credit card can be found here.

Advanced contactless payment facility:

This industrial signature card features innovative contactless payment technology. You can use this function to make payments by waving your card in front of a secure reader machine.

The contactless transaction feature is limited to Rs. 5000 per transaction for security reasons. Using your indusind bank credit card online banking account, you can also create your own contactless transaction limit.

IndusInd Bank Credit Card Charges :

ParticularsPayable amount
Cash Withdrawal Charge2.5% against the withdrawn amount (min Rs. 300). Check your indusind bank credit card limit before making a withdrawal.
Finance ChargesThe indusind bank credit card interest rate is 3.83% monthly or 46% annually.
Foreign currency conversion charge3.5% against the transaction amount.
indusind legend credit card add-on card feeFree for a lifetime.

IndusInd Bank Credit Card Contact Details:

  • Call theIndusind Bank Signature Legend Credit Card contact number : 1860-0267-7777 / 022-4406-6666 or 022-4220-7777 (Premium Customers)
  • Write to the indusind bank credit card complaints mail id: 

Cashback beta Ratings:


Final Opinion:

As said before it is one of the most premium credit cards from Indusind Bank. Like most other premium credit cards it packs some premium features like lounge access, golf benefit, insurance coverage protection, emergency roadside assistance service, and lots more. 

Although there are also some minor drawbacks like it does not offer anything on dining or hotel booking. This is not a deal-breaker though, since this card comes with zero annual fees. So, if you are looking for a low-cost premium credit card then the Indusind bank signature legend credit card will be a very good option for you. 

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